Business funding from $50K to $3M, matched to your profile.
Answer a few questions in about 60 seconds. We compare your profile against 75+ lenders and tell you where you stand, whether you run an existing business or are starting a new one.
- No hard credit pull to check your options
- Matched with lenders that fit your credit and revenue
- Funding in as little as 4 hours for qualified applicants
Approval, amounts, rates and timelines depend on credit, revenue and lender review. Funding is not guaranteed.
See what you qualify for
Free to check. Takes about a minute.
How the Fund Flow Formula works
Three steps, and you know where you stand before you commit to anything.
Answer the survey
Tell us how much you need, how long you have been in business, your estimated credit score and monthly revenue.
Get matched
We compare your profile with 75+ lenders and show you which route fits: funding now, or a short plan to get ready.
Move to funding
If you qualify, we guide you through the lender steps. If not, you leave with exactly what to fix first.
What lenders look for at $50K to $250K
This is the profile that tends to unlock the strongest offers in this range.
Credit requirements
- 700+ credit score
- No bankruptcies, repossessions or judgments
- No late payments, collections or charge-offs
- 3 or fewer inquiries per bureau in the last 6 months
Credit profile
- 5 to 10 primary accounts in your name
- At least 2 credit cards with $5K to $10K+ limits, open 6+ months
- Card utilization under 20%
Business structure
- Active LLC in good standing
- EIN registered
- Business bank account open
Don’t meet every item yet? The survey still tells you where you stand, and the next section shows the route for each situation.
A path for every starting point
Where you land after the survey decides which of these you start with.
Business Funding Package
- Business lines of credit, cards and loans from $50K to $250K
- Keeps your personal credit utilization low
- Builds business credit so you can scale
Personal Funding Play
- $10K to $100K in personal credit cards or loans
- Builds your profile while you still access capital
Tradelines Package
- Adds seasoned tradelines to strengthen your credit profile
- Aims to improve your approval odds
Credit Repair Program
- Dispute inaccurate derogatories, collections and late payments
- Work toward the 700+ range for business and personal funding
What clients have shared with us
Screenshots sent by clients from their own applications, with personal details hidden.
Results are individual and not typical. They are not a promise or guarantee of approval, amount or terms. Core Business Essentials is not affiliated with, endorsed by or acting on behalf of the U.S. Small Business Administration.
Find out where you stand today
One short survey. No hard credit pull. A clear answer on your best next step.
Check my funding options